Ninety-seven years ago this month, a remarkable entertainment revolution began. Unlike the cartoons that came before it, this one featured sound synchronized with hand-drawn animation. It was the first in a long line of innovations from a 27-year-old animator named Walter Disney.   I spent my early childhood growing up in central Florida and made...

If you have ever tried to read through an annuity contract, you know it can feel like deciphering a foreign language. There is no shortage of fine print, confusing riders, and layers of guarantees that seem to promise peace of mind but often leave investors asking, “What did I actually buy?”  This post marks the...

When it comes to managing your money, making smart financial choices isn’t just about what you invest in – it’s also about who you listen to. Many people walk into a financial meeting thinking they’re getting professional advice, when in reality, they’re being sold something. The difference between sales and advice might seem subtle, but...

The IRS just announced the long-term capital gains brackets for 2026, and the news offers some encouraging opportunities for those with income under certain levels. If you’re married and filing jointly with taxable income under $98,900 – or single with taxable income under $49,450 – you’ll pay zero percent on long-term capital gains. Zero! That...