October is around the corner, so let’s quickly revisit a few memorable stock market events. While September has the worst historical stock performance, investors often remember the 23% drop across two days that culminated on Black Tuesday, October 29, 1929, and the 22.5% one-day drop on Black Monday, October 19, 1987. In the wake of...

Non-Qualified Stock Options, or NQSOs, are a popular form of equity compensation that many companies offer to their employees. Over the years, our team has had multiple clients come to us with questions about how they work, how they’re taxed, and, most importantly, how they can best be managed. So, I thought I’d share some...

Roth conversions are a financial strategy that involves transferring funds from a traditional retirement account, like a Traditional IRA or 401(k), into a Roth IRA. This move can be a smart choice for individuals looking to optimize their retirement savings and reduce future tax liabilities. But like any financial strategy, it’s important to understand the...

This was the weekend to move one of my boys back into college.  I have done this several times now, and it is always a time of thought and reflection for me.  You often realize in this process that young people have no experience in certain areas.  Whether it is communicating with housing representatives or...